Credit Risk Management & Strategy Manager

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Credit Risk Analytics & Portfolio Insights

• Perform portfolio-level credit risk analysis to monitor performance, risk concentrations, trends, and key drivers.
• Develop forward-looking insights through trend analysis, stress testing, and scenario analysis.
• Translate complex risk data into clear, structured insights to support senior management and Risk Committees.

Portfolio Risk Monitoring

• Develop and maintain portfolio dashboards, KRIs, and analytical reporting.
• Conduct portfolio segmentation and comparative analysis across products, sectors, and risk profiles.
• Identify early warning signals and emerging risk build-up, with practical risk mitigation recommendations.

Data Storytelling & Governance

• Prepare high-quality analytical materials and presentations for management, committees, auditors, and regulators.
• Ensure analytics methodologies, assumptions, and outputs are well documented, consistent, and well governed.
• Communicate analytical outcomes clearly to non-technical stakeholders.

Capability & Collaboration

• Contribute to uplifting data and analytics capabilities within the Credit Risk function.
• Work closely with Business, Finance, Data, and Technology teams to improve data quality, availability, and usability.
• Promote analytical thinking and proactive problem solving in day-to-day risk management.

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field. A Master's degree or professional certifications (e.g., FRM, CFA) is a plus.
• Minimum of 7 years of experience in credit risk management, risk analytics, or a similar role within the banking or financial services industry.
• Strong understanding of credit risk principles, credit assessment methodologies, and regulatory requirements (e.g., IFRS 9, Basel frameworks).
• Proficiency in data analysis tools and statistical software (e.g., SAS, R, Python, SQL) and advanced Excel skills.
• Proven ability to develop and implement credit risk strategies and policies.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication and presentation skills, with the ability to articulate complex risk concepts to both technical and non-technical audiences.
• Ability to work independently and collaboratively in a fast-paced environment.
• Fluency in English, both written and spoken.
• Knowledge of Thai is an advantage.

Additional Requirements

The Bank requires the checking and collection of criminal records for candidates of this position in order to verify qualifications and/or disqualifications for the job position in accordance with the Bank’s policy.