Product Manager (Lending)

About the Company

Ascend Money is a leading fintech company providing innovative payment and financial services across 7 countries in the Southeast Asian Region. Established in 2013, Ascend Money became Thailand’s first fintech unicorn in 2021. Its flagship service TrueMoney is a popular digital financial application enabling ease of payments and a convenient financial lifestyle. TrueMoney’s extensive agent network and offline/online payment services enable millions of users across the region to access innovative financial services.

About the Role

We are looking for a Product Manager to join the Lending team, focused on secure and unsecured loans. You will oversee the end-to-end journey of loan products, including registration, underwriting, usage, repayment, collection, and regulatory reporting, ensuring products are innovative, compliant, and provide a seamless customer experience.

Responsibilities

• Think big and then execute at a granular level.
• Learn the intricacies of the completions and drilling data life cycles and become a subject matter expert.
• Lead the product lifecycle for lending products, from ideation and development to launch and continuous optimization.
• Collaborate with stakeholders to define product vision, prioritize features, and develop a roadmap aligned with company strategy.
• Break down complex lending challenges into actionable user stories and product requirements.
• Work closely with engineering, risk, compliance, and business teams to ensure product solutions are scalable, secure, and compliant with regulations.
• Innovate on user experience and lending processes to make borrowing seamless and accessible while maintaining strong risk management.
• Stay updated on market trends, customer feedback, and regulatory changes to continuously improve the lending product suite.
• Drive go-to-market strategies for lending products to meet target user needs and business goals.
• Manage competing priorities, including product backlog, stakeholder requests, and time-to-market demands.

Qualifications

• At least 5-10 years of experience as a Product Manager or Business Analyst in fintech, lending, or financial services, with a focus on loan products.
• Proven track record managing the end-to-end lifecycle of secure or unsecured loan products, including regulatory compliance (priority).
• Experience working with regulatory bodies and managing regulatory reporting for loan products.
• Strong ability to simplify complex loan processes and communicate them clearly to stakeholders.
• Passion for learning new technologies and delivering innovative loan products that meet market demands.
• Familiarity with Jira or other product management tools is an advantage.