Senior Specialist - Bankwide Risk Analytics and Monitoring

About the Role

Drive ad-hoc and regular data analytics end-to-end, encompassing both data-driven analytics and generic analytics, to address business requirements and issues related to the credit portfolio. The analysis covers consumer, commercial, and corporate portfolios, as well as all stages of the credit life cycle and key risk elements such as PD, EAD, and LGD.

Responsibilities

• Drive ad-hoc and regular data analytics end-to-end to address business requirements and issues related to the credit portfolio across consumer, commercial, and corporate portfolios and all credit life-cycle stages.
• Drive the setup and ongoing monitoring of key risk measurements, including credit RAS and PD thresholds.
• Lead the team in developing and maintaining the internal data platform/repository, providing requirements, and supporting testing efforts.
• Foster the development of an internal data foundation, encompassing data dictionary, data governance, and data sanity practices.
• Manage a team of 3-4 individuals, overseeing technical skill development, soft skill enhancement, coaching, task allocation, and career progression.
• Participate in or lead special projects as required.

Qualifications

• Minimum of 7 years of relevant working experience in credit portfolio analytics, MIS, or portfolio management.
• Strong understanding of banking products and the overall banking landscape.
• Proficiency in PD, EAD, LGD, and IFRS9 elements.
• Sound knowledge of the credit life cycle and the pertinent analytics associated with each stage.
• Ability to translate high-level business requirements into comprehensive analytical solutions.
• Strong programming skills, with experience in SAS being a plus.
• Analytical mindset with the ability to derive valuable insights from complex datasets.
• Excellent communication skills, both verbal and written, including the development of documentation and presentation materials.
• General understanding of commercial banks' financial statements, including balance sheet components and P&L components.
• Previous experience in team management.