AVP, Credit Analyst (Commercial Banking)

About UOB

United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values – Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Descriptions

• Conduct credit analysis to determine the degree of risk and credit worthiness involved in lending and / or extending credit.
• Determining advisability of granting credit for diversified types of loans.
• Also, guide and coach junior analysts in conducting credit proposal and risk analysis.
• Involve in product enhancements or other projects as assigned by Division Head.
• Prepare credit write–up and also coordinate with respective RM to ensure all credit proposals are carried out appropriately

Requirements

• Bachelor or Master Degree in Finance or Economic and/or other relevant subject
• Minimum 5-10 years of experience in Credit Analysis role
• Have good knowledge in institutional banking products and knowledge in local/international relevant regulations is a plus
• Good background on relevant regulations both local & international that have impact on Financial Institutions
• Strong combination of analytical, decision-making and interpersonal skills
• Sound knowledge of credit making strategies and ability to comply with the regulations
• Good problem solving and ability to work as a part of a team and under minimal supervision.
• Good command of English both in written and spoken