Assistant Manager, FI - Non-Bank - Client and Credit Service TH

About the Role

Assist FI - Non-Bank Relationship Management in credit administration, client coordination and documentation to support credit limit utilization and credit operations.

Responsibilities

• Supporting relationship management with each client, supporting credit administration, coordinating and facilitating clients in doing business transactions with the Bank to satisfy the clients.
• Frequently monitoring each client’s credit limit utilization to boost utilization and informing the FI-Non-Bank Relationship Management on abnormal cases to jointly search for preventive measures for the Bank.
• Working jointly with FI-Non-Bank Relationship Management, Legal and other related units to negotiate agreement terms and conditions (e.g. lending agreements, ISDA) and following up with clients to sign agreements to accelerate credit limit utilization.
• Preparing and managing all important documents, solving problems and negotiating terms and conditions with clients and related parties to support Relationship Management in obtaining approvals and reducing document risk to the Bank.
• Supporting credit service and related documentation for both pre- and post-approval to the FI Non-Bank Relationship Management.
• Supporting Relationship Management in verifying client information in Enlite, 1 Platform system and credit file, including other internal and external data sources.
• Supporting Relationship Management in copying documents, preparing information and preparing checklists from KYC/CDD / Anti-Money Laundering Office (AMLO) / Credit Bureau checklists and scanning documents to the system.
• Coordinating with related internal and external parties to support credit administration of FI, e.g. Domestic Banking for collateral appraisal, Credit Operation to prepare loan agreements, set up credit limits, disburse/repay loans, Treasury to inform on disbursement/repayment in advance, and other related units.
• Preparing disbursement orders for lending facilities and P/N rollover.
• Following up and monitoring principal and interest payments frequently.
• Performing account transfers for all types of clients, both within and outside the unit.
• Preparing and managing credit files according to the Bank’s regulations.
• Preparing reports to be presented to management within timelines, e.g. credit limit utilization report, loan forecast report.
• Coordinating with Relationship Management, Wholesale Bank Funding and other related units on client account opening.
• Performing any other duties as and when assigned.