Head of Credit Risk Management and Strategy

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Credit Risk Management (Corporate and Commercial Banking) is responsible for implementing the Credit Risk Management function, providing recommendations to the Credit Committee. Monitors and manages portfolio and individual transaction credit exposure, reviews credit-worthiness, and develops credit exposure methodologies in conjunction with risk analytic systems. The Counterparty Credit Risk focus specializes in implementing the Credit Risk Management function, making recommendations to the Credit Committee for the Major Market Corporate Banking and/or Commercial Banking businesses. The Risk Management function is responsible for identifying, assessing, and mitigating risk. May include establishing risk management procedures and processes to ensure adherence to policies.

Job Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related quantitative field. Master's degree or professional certifications (e.g., FRM, CFA) highly preferred.
• Minimum of 15 years of progressive experience in credit risk management within a financial institution, with at least 8 years in a leadership or senior management role.
• Extensive knowledge of credit risk principles, methodologies, and best practices, including credit assessment, portfolio management, modeling, and regulatory capital requirements (e.g., Basel III).
• Deep understanding of the Thai banking industry, local regulations (Bank of Thailand), and economic landscape.
• Proven track record in developing and implementing effective credit risk strategies and frameworks.
• Strong analytical and quantitative skills, with proficiency in statistical analysis and risk modeling tools.
• Excellent leadership, communication, and interpersonal skills, with the ability to influence stakeholders at all levels.
• Demonstrated ability to manage and develop high-performing teams.
• Fluency in English and Thai (both written and spoken) is essential.

Additional Requirements

The Bank requires the checking and collection of criminal records for candidates of this position in order to verify qualifications and/or disqualifications for the job position in accordance with the Bank’s policy. UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application. Apply now and make a Difference Together, Let’s Build the Future of ASEAN We value our people and invest in them as we look to fulfil our purpose of building the future of ASEAN. We seek to create a collaborative and progressive environment for them to succeed in their careers for the long term. Explore career opportunities with us today. UOB is rated as one of the world's top banks, ranked 'Aa1' by Moody's Investors Service and 'AA-' by both S&P Global and Fitch Ratings. With a global network of 500 branches and offices across 19 countries in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices throughout the region.